Ensure the added value of pension funds

Negative growth through new business this year, stocks decline in debts arising out of double bear investment and huge floating losses, peripheral markets numerous bad news after the fight, and many other negative factors, most people in the industry believe that time has passed with the worst of China's insurance industry. Prompt life insurers face a number of positive factors in 2012 is relatively optimistic, and for the property casualty industryWorks, most of the next year was expected to enter period of steady development. Recommended reading outside a chemical plant explosion occurred two kilometers in Guangzhou Panyu deposit insurance cover 100,000 missed people think that earthquakes woman car insurance renewal call may save 15%: property insurance life insurance up down 103 institutions had illegally cashed $ 80.65 million Xinhua insurance has been lodgedRetirement communities applying for wage multiple factors promoting life insurance or social security reform in public institutions gradually warmed up according to Exchange data in the industry, the third quarter of 2011, down 3.5% channel of banking and insurance premiums. Comments on the industry, banks and insurance companies channels share decline for three consecutive years this is a rare phenomenon. It rely heavily on the banking and insurance of foreign (including joint ventures) life insuranceInjured. ����A life insurance joint venture company executives feeling: this year except the first year of its opening, one of the most difficult years. However, the worst time is about the past. Guotai Junan securities analyst believes that both needs, channels and in the supply pressure smaller than 2011 2012. Brokers predicted that "because of declining base, pick up next year life insurance trends identified;Cooperation between banking and insurance, might thaw also: the new Chairman of the China insurance regulatory Commission Xiang Junbo from the banking system, and before him his ABC (601,288) worked closely with the insurance company cooperation. However, unless the speed and amplitude of the silver thaw exceeded expectations, otherwise not too optimistic expectations of gains, mainly investment income, recovery is difficult to support high growth. "Public opinionAlso note that in April 2011, China insurance regulatory Commission has introduced the principal-agent insurance regulation of financial institutions of insurance companies (draft for soliciting opinions), the extension of insurance marketing channel to securities firms, but so far has not yet been implemented in 2012, perhaps exceeded expectations. In addition, some subject of market concern innovative projects, such as insurance exchanges, personalTax-deferred pension insurance pilot is likely next year in Shanghai. Shanghai officials said will support qualified enterprises to establish commercial Endowment protection scheme to encourage insurance companies actively carrying out occupational pension insurance, do the real, that corporate pension fund trustees and fund managers, fund investment managers in three roles, increasing the intensity of use of endowment insurance funds,Ensure the added value of pension funds, support eligible old-age insurance industry insurance investment and actively study the feasibility of the reverse mortgage business. Industry insiders said, these innovative projects can bring new opportunities for insurance companies.